Wells Fargo Deposit Account Agreement

The account fee and customer information plan contains important information about Wells Fargo`s consumer verification, time savings accounts and details of services and related fees. The main account holder is between the ages of 17 and 24 See consumer account fees and the information plan and deposit account agreement for additional information about the consumer account. Connecting to the cell via Wells Fargo online® or Wells Fargo Business Online® is required. The terms and conditions apply. Transactions are usually made within minutes if the recipient`s U.S. email address or mobile phone number is already stored in the cell. Available for almost everyone with a U.S.-based bank account. For your protection, the cell should only be used to send money to friends, family or other people you trust. The cell request function is only available via Wells Fargo with a smartphone and currently cannot be available for all small business accounts. To send payment requests to a U.S. mobile phone number, the cell phone number must be registered with the cell. Neither Wells Fargo nor Zelle offer a protection program for authorized cell payments. To send money to an eligible small business or get from an eligible small business, a consumer must be registered with Zelle through their financial institution.

Small businesses cannot connect to the cell app and cannot receive payments from consumers registered in the cell app. For more information, visit the Transfer Service Addendum cell at the Wells Fargo Online Access Agreement. Your mobile operator`s information and data rates may apply. An eligible direct deposit is a direct deposit of your salary, pension, social security or any other periodic monthly income that is deposited electronically into this current account by your employer or an external agency via the Automated Clearing House (ACH) network (please check with your employer or an external agency to find out if you are using the automatic clearing house (ACH). Transfers from one account to another, deposits or deposits in a bank location or ATMs are not considered direct deposits. If you have decided to open your account in a state where Wells Fargo does not have a physical banking site, your account will be opened as in California and will be subject to california account details. We recommend adding a Wells Fargo Way2Save® savings account. You can create your savings with an automatic savings option that meets your needs. Minimum Opening Deposit Open with an initial deposit of $25. Explore ways to avoid monthly service charges when using the daily control account. The deposit account agreement contains conditions applicable to all Wells Fargo customer deposit accounts. We will work together to contact you if we find unusual account activities based on your normal transaction patterns.

Send money to friends and family without sharing account numbers. On the 25th anniversary of the main account holder, the account is automatically subject to the current monthly service charge, unless you complete one of the other options to avoid the monthly service charge. Notifications give you status updates at a glance that will help you protect your accounts and monitor your spending. With zero liability protection, you will be refunded for all unauthorized card transactions notified in a timely manner. Please refer to your Wells Fargo account agreement and card terms for liability information for unauthorized transactions.